Once seen as a quiet registrar and transfer agent, Computer Age Management Services (CAMS) has transformed into one of India’s emerging fintech powerhouses, building the digital rails for payments, mutual funds, insurance, and alternative credit analytics.

Headquartered in Chennai, CAMS has steadily scaled its presence, recently securing its first overseas mandate in Sri Lanka and expanding into GIFT City. The company manages a dominant position in mutual funds, servicing ₹45.1 trillion in assets under management in FY25, and crossed the ₹50 trillion milestone in June 2025. Its one-stop investor platform, MF Central, continues to enhance consolidated services and onboard new AMCs, including Jio BlackRock, which launched a ₹17.8 billion NFO on CAMS’ systems.

The pivot to payments came in October 2024, when CAMS received approval to operate a cloud-native gateway capable of processing 5,000 transactions per second. It is also rolling out QR-based SIPs via UPI Autopay, initially limited to mutual funds to ensure security.

Beyond investments, CAMS is piloting Bima Central, an insurance portfolio aggregator and gap-finder, while testing alternative credit analytics using UPI data to widen access for banks and NBFCs.

Unlike flashy consumer-facing apps, CAMS maintains a conservative, partner-first model, positioning itself as the trusted fintech backbone for India’s financial ecosystem.