Finance
Founded in 2021 by Subhash Chandra Acharya, Avishek Sarkar and Sumeet Dhall, Seeds provides loans ranging from Rs 50,000 to Rs 10 lakh. The company assesses borrowers using business cash flows and operating activity rather than relying solely on traditional collateral.
The fresh capital will support branch expansion, field-team strengthening and risk-technology upgrades, alongside expansion into rural and semi-urban markets. Seeds currently has Rs 722 crore in AUM across 164 branches and is targeting Rs 1,000 crore AUM by March 2027.
Why It Matters
The funding can help expand formal credit access for underserved nano and small businesses while supporting technology-led lending and wider geographic reach.
